Home Inspection w/ 90 Day Home Warranty Included
Whether you're buying or selling a home, having a professional home inspection from a leading home inspection company. We will give you peace of mind and assist you in a fair and smooth transaction. We also have Supra access to Solano, San Franisco, Central, Sacramento, and Metro Areas.
1st Class Home Inspection is the premier home inspection company in your area. We have been trusted by home buyers to help them make informed buying decisions for the last 20 years. Our home inspections typically range from 2-3 hours long depending on the size of the house and you’re invited to follow along with your inspector as they perform their inspection.We take great pride in every inspection we perform. When the inspection is over, your inspector will prepare a detailed inspection report regarding the property.
Price includes: Up to 2000 sq.ft. $25 for every additional 500sq.ft. We inspect: Plumbing, Electrical, Roof and structure, Foundation structure, Wall Structure, Floor structure, Built in appliances, Heating & Air units, Windows, and back it up a 90 Home Warranty. We do so at our discretion and expense. We are a Certified HomeGauge Inspection Company for over 20 years and proud of it.
* Please note: Home Warranties are at our discretion only and not mandatory to give our customers.~~~~~~~~~~~~~~~~~~Things You Should Know Before Buying~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
* Please note: Payment is due at time of inspection only, cash, check or credit card. Other arrangements can be made but must be mentioned when making appointment.
Buying a home is a thrilling experience. But it can also be a complex one. The good news is if you can avoid a few common mistakes, you should be able to prevent some headaches and find yourself enjoying your new home a lot sooner. Here are some common pitfalls and some expert advice on how to steer clear of them, whether you're a first-time home buyer or someone more experienced at the real estate game.
1. Not Having a Contract on Your Existing House Before Buying a New One: A big mistake homeowners make is not having a signed sales contract on their existing property before they agree to buy a new house. The only way you can truly know how much house you can afford is if you know what your existing home fetches. More important, in today's market you never know how long it will take to sell your property. The days of receiving multiple bids at your first open house are over. So don't be surprised if the process takes several months or even a year. Wait to list your house until after you've agreed to buy a new one, and you could get stuck carrying two mortgages. One way to cover yourself would be to have a contingency, or legal "out", in the contract for the home you're buying that lets you out of the contract if the sale of your existing home somehow falls through. This would spare you from carrying two mortgages, but not from the disappointment of a lot of time and effort spent on a fruitless house hunt. More on contingencies later.
2. Not Pulling Your Credit Reports Before Applying for a Mortgage: Here's a fact: credit reports often contain errors. And those mistakes could drag down your credit score and cost you more in interest and fees on a loan. So you'll want to get a free copy of your credit reports so you can fix any problems before you contact a lender. You should also consider checking your credit score. A higher score increases a lender's confidence in the likelihood you will make payments on time, so this number can make a big difference in whether you qualify for a mortgage, and if so, the type of mortgage you can obtain. A higher credit score may help you qualify for better interest rates. And some lenders may lower their down payment requirement if you have a high credit score. On the other hand, a credit score under 620 could make it harder to obtain a mortgage. Lenders differ, but a good score is usually considered to be 700 or above. If yours is lower, work on raising it by paying off your revolving debt, including credit cards, and sending in your bills on time.
3. Failing to Secure Financing Before Making an Offer: It's true that lending standards have tightened - but there loans are being approved. Just make sure you have that loan in place before you make an offer on a new home. Without financing lined up, you could start the negotiating process only to find that your deal falls through if you can't secure a loan in a timely fashion. (And smart sellers wouldn't accept an offer without financing preapproval anyway.) Getting preapproved before you make an offer can also give you an edge with sellers and strengthen your negotiating position. A preapproval lets everyone know you're serious and able to close the deal. Most importantly, by going through the mortgage preapproval process you will find out how much you can comfortably afford, and by knowing your limits, it's less likely that you'll be tempted to over-spend on a home. During this process, be sure to factor in all the other costs that come with homeownership, like homeowners insurance, property taxes, maintenance and utilities into your monthly mortgage payment.
4. Not Including Some Contingencies in the Contract: As mentioned earlier, contingencies are your legal "out" if something goes wrong during the buying process. Without them you could lose the money you put down to secure the deal, typically 1% to 3% of the purchase price. For example, you'll want a contingency that allows you to renegotiate if the appraisal comes in below the agreed upon price. And don't forget to add an out if the home doesn't inspect well. One more thing to think about is the contingencies the seller asks for. You'll want to carefully consider a request to stay in the home until the homeowner closes on a new property. Again, in this market it's tough to know how long that could take. Good Luck From All Of Us At "1st Class Home Inspection". If there is any questions you have about your pre-purchase we have a licensed real estate agent here 24/7 to help you with any concerns and home inspector who can help with any questions you may have about the home. No matter how small or big just ask.
1st Class Home Inspection
Single Family Residence * Remanufactured * Mobile Homes.
Was $375 Now $275 (Holiday Special)
We are a Certified HomeGauge Inspection Co.
Supra Access availble for most counties. Call today to schedule your inspection!